What’s the best way to shop for homeowners insurance? Are they any specific considerations or features homeowners should look for?You should first choose insurance agents wisely and avoid insurance coverage gaps. Ask questions and get second opinions of the replacement cost for your property to avoid being underinsured. Review your policy to make sure your…

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California should get insurance to help cover taxpayers’ costs in bad wildfire seasons, a solution that could help stem losses as climate change contributes to more destructive blazes, two state officials said Thursday. The most populous state should follow the lead of Oregon, the World Bank and the Federal Emergency Management Agency after outspending its…

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Experts say that climate change might already be fueling an increase in the number of billion-dollar disasters. Homes leveled by the Camp Fire line the Ridgewood Mobile Home Park retirement community in Paradise, Calif., in December. Insurance claims from California’s deadly November 2018 wildfires have topped $11.4 billion, state officials have said. (Noah Berger/AP) By…

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Frozen pipes and ice dams caused by sub-zero and fluctuating temperatures can create water damage to our homes and businesses. Many residents are already dealing with freezing and bursting pipes due to the unprecedented cold. Now, with warmer temperatures forecast this weekend, there is a real possibility for ice dams to form on roofs. As…

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